Создание новой заявки на займ
Создание Заявки на займ с применением параметров выбранного кредитного продукта в Заявку на займ должно осуществляться в следующем порядке:
Инициализация заявки методом "Инициализация новой заявки на займ".
Добавление кредитного продукта в инициализированную в предыдущем шаге заявку при помощи метода "Автоматическое добавление кредитного продукта в заявку".
--> 3. Введите значение параметров "clientId" - идентификатор клиента, "creationDate" - дата создания заявки , "currencyId" - идентификатор валюты и "loanAmount" - сумма заявки. При необходимости, можно заменить и другие параметры продукта: поля влияющие на срок займа: кол-во траншей, длительность периода м/у погашениями, процентные ставки, а также, значение поля gettingMoneyMethodId (возможные значения можно получить методом "Способы получения займа").
Создание заявки текущим методом. (По сути сохранение полученых/заполненных данных для создания Заявки на займ предыдущими шагами). При создании заявки будет создан автоматически лид.
Request Body required
request
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- Array [
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coborrowers object[]
creditFieldReq object
fees object[]
Possible values: [FROM_DELINQUENCY_START_BY_STATUS
, FROM_TRANCHE_REPAYMENT_DATE
]
penaltyRates object[]
principalParts object[]
issueSteps object[]
personalIncomes object[]
secondaryCreditField object
fees object[]
Possible values: [FROM_DELINQUENCY_START_BY_STATUS
, FROM_TRANCHE_REPAYMENT_DATE
]
penaltyRates object[]
principalParts object[]
Possible values: [LoanApplication
, RentalApplication
]
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OK
Schema
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coborrowers object[]
creditFieldReq object
fees object[]
Possible values: [FROM_DELINQUENCY_START_BY_STATUS
, FROM_TRANCHE_REPAYMENT_DATE
]
penaltyRates object[]
principalParts object[]
issueSteps object[]
personalIncomes object[]
secondaryCreditField object
fees object[]
Possible values: [FROM_DELINQUENCY_START_BY_STATUS
, FROM_TRANCHE_REPAYMENT_DATE
]
penaltyRates object[]
principalParts object[]
Possible values: [LoanApplication
, RentalApplication
]
{
"activitySubtypeId": 0,
"age": "string",
"applyPlace": "string",
"bureauScoringPoint": 0,
"clientId": 0,
"coborrowers": [
{
"coborrowerId": 0,
"id": 0
}
],
"collateralIds": [
0
],
"collateralLineId": 0,
"commissionAmount": 0,
"conclusionDate": "2024-11-20",
"consultantId": 0,
"contractName": 0,
"contractorId": 0,
"createSubdivisionId": 0,
"createUserId": 0,
"creationDate": "2024-11-20T07:47:13.915Z",
"creditFieldReq": {
"allowHolidaysPayment": true,
"allowPrepayment": true,
"amountSecondPeriod": 0,
"arrearInterestFirstDay": 0,
"arrearInterestLastDay": 0,
"calcArrearInterest": true,
"calcIntOnDelinqBalanceOnlyAtDelinqIntRate": true,
"calcIntOnIssueDate": true,
"calcInterestOnDelinqBalance": true,
"calendarDaysPenalty": true,
"chargeExtraInterest": true,
"creditLineId": 0,
"dateCalcMethodId": 0,
"delayPenaltyDay": 0,
"delinqIntRateDelay": 0,
"delinquencyIntRate": 0,
"discountingEnabled": true,
"earlyProlongationFromCurrentDate": true,
"extraIntDaysQty": 0,
"fees": [
{
"amountTypeId": 0,
"chargeBaseId": 0,
"chargeMomentId": 0,
"chargePenalty": true,
"compositeValue": "string",
"id": 0,
"includeInTrancheAmountChargeBase": true,
"involvedInFullCostCalc": true,
"notForCharge": true,
"notForRepayment": true,
"value": 0,
"valueTypeId": 0
}
],
"firstWeekendWithoutPenalty": true,
"fixedDelayPenalty": 0,
"forepaymentConsiderationMethodId": 0,
"fullScheduleDatesRecalc": true,
"id": 0,
"intRateFirstPeriod": 0,
"intRateSecondPeriod": 0,
"interestCalcMethodId": 0,
"interestChargeMethodId": 0,
"interestForTranche": 0,
"interestGracePeriod": 0,
"interestLgotPeriod": 0,
"interestLgotRate": 0,
"interestOnLoanAmount": true,
"interestRateTypeId": 0,
"inviteAmountPct": 0,
"inviteDiscountPerFriend": 0,
"inviteMinIntRate": 0,
"keepUsingDelinqIntRate": true,
"mandatoryChargePeriod": 0,
"penaltyRatePeriodFrom": "FROM_DELINQUENCY_START_BY_STATUS",
"penaltyRates": [
{
"feeRate": 0,
"id": 0,
"interestRate": 0,
"keyRateCB": 0,
"keyRateCBTypeId": 0,
"periodBegin": 0,
"periodEnd": 0,
"principalRate": 0
}
],
"penaltyTypeId": 0,
"principalDistribMethodId": 0,
"principalParts": [
{
"id": 0,
"part": 0,
"trancheNo": 0
}
],
"prolongationOnNewSchedule": true,
"prolongationPeriod": 0,
"prolongedIntToLastTranche": true,
"qtyDaysStopPenaltyOnClose": 0,
"qtyTranchesFirstPeriod": 0,
"qtyTranchesRepNormSecondPeriod": 0,
"qtyTranchesSecondPeriod": 0,
"repaymentNorm": 0,
"repaymentSequenceId": 0,
"scheduleRecalcEnabled": true,
"shiftFirstRepaymentDate": true,
"shortTermControl": true,
"stopPenaltyOnClose": true,
"trancheCount": 0,
"trancheDuration": 0,
"useDelinqIntRateForPsk": true,
"useDelinqIntRateTillNextTranche": true,
"useEirForDiscounting": true
},
"creditProductId": 0,
"creditProductName": "string",
"creditPurposeId": 0,
"creditSecondPurposeId": 0,
"currencyId": 0,
"currentProcessingStatusId": 0,
"currentStatusId": 0,
"debtRatioCoef": 0,
"decisionExpDate": "2024-11-20",
"externalName": "string",
"forCredit": true,
"forLease": true,
"friendsQuantityInSocialNetwork": "string",
"fullTaxAmount": 0,
"gettingMoneyMethodId": 0,
"groupsLinksofFromSocialNetworks": "string",
"groupsListFromSocialNetworks": "string",
"id": 0,
"initialInstallment": 0,
"ipAddress": "string",
"issueSteps": [
{
"amount": 0,
"date": "2024-11-20",
"id": 0,
"issueMethodId": 0
}
],
"liabilityId": 0,
"loanAmount": 0,
"loanDeniedRejectionId": 0,
"loanStage": 0,
"loanTypeId": 0,
"mainManagerId": 0,
"mainPhotoLinkOnSocialNetwork": "string",
"managerId": 0,
"marketingOfferId": 0,
"merchantId": 0,
"monthlyIncome": 0,
"monthlyPayment": 0,
"name": "string",
"originalLoanApplicationId": 0,
"outletId": 0,
"personalIncomes": [
{
"amount": 0,
"incomeTypeId": 0,
"info": "string"
}
],
"premiumLoan": true,
"rentalObjectResidualValue": 0,
"repeatedLoan": true,
"restructedLoanApplicationId": 0,
"secondaryCreditField": {
"allowHolidaysPayment": true,
"allowPrepayment": true,
"amountSecondPeriod": 0,
"arrearInterestFirstDay": 0,
"arrearInterestLastDay": 0,
"calcArrearInterest": true,
"calcIntOnDelinqBalanceOnlyAtDelinqIntRate": true,
"calcIntOnIssueDate": true,
"calcInterestOnDelinqBalance": true,
"calendarDaysPenalty": true,
"chargeExtraInterest": true,
"creditLineId": 0,
"dateCalcMethodId": 0,
"delayPenaltyDay": 0,
"delinqIntRateDelay": 0,
"delinquencyIntRate": 0,
"discountingEnabled": true,
"earlyProlongationFromCurrentDate": true,
"extraIntDaysQty": 0,
"fees": [
{
"amountTypeId": 0,
"chargeBaseId": 0,
"chargeMomentId": 0,
"chargePenalty": true,
"compositeValue": "string",
"id": 0,
"includeInTrancheAmountChargeBase": true,
"involvedInFullCostCalc": true,
"notForCharge": true,
"notForRepayment": true,
"value": 0,
"valueTypeId": 0
}
],
"firstWeekendWithoutPenalty": true,
"fixedDelayPenalty": 0,
"forepaymentConsiderationMethodId": 0,
"fullScheduleDatesRecalc": true,
"id": 0,
"intRateFirstPeriod": 0,
"intRateSecondPeriod": 0,
"interestCalcMethodId": 0,
"interestChargeMethodId": 0,
"interestForTranche": 0,
"interestGracePeriod": 0,
"interestLgotPeriod": 0,
"interestLgotRate": 0,
"interestOnLoanAmount": true,
"interestRateTypeId": 0,
"inviteAmountPct": 0,
"inviteDiscountPerFriend": 0,
"inviteMinIntRate": 0,
"keepUsingDelinqIntRate": true,
"mandatoryChargePeriod": 0,
"penaltyRatePeriodFrom": "FROM_DELINQUENCY_START_BY_STATUS",
"penaltyRates": [
{
"feeRate": 0,
"id": 0,
"interestRate": 0,
"keyRateCB": 0,
"keyRateCBTypeId": 0,
"periodBegin": 0,
"periodEnd": 0,
"principalRate": 0
}
],
"penaltyTypeId": 0,
"principalDistribMethodId": 0,
"principalParts": [
{
"id": 0,
"part": 0,
"trancheNo": 0
}
],
"prolongationOnNewSchedule": true,
"prolongationPeriod": 0,
"prolongedIntToLastTranche": true,
"qtyDaysStopPenaltyOnClose": 0,
"qtyTranchesFirstPeriod": 0,
"qtyTranchesRepNormSecondPeriod": 0,
"qtyTranchesSecondPeriod": 0,
"repaymentNorm": 0,
"repaymentSequenceId": 0,
"scheduleRecalcEnabled": true,
"shiftFirstRepaymentDate": true,
"shortTermControl": true,
"stopPenaltyOnClose": true,
"trancheCount": 0,
"trancheDuration": 0,
"useDelinqIntRateForPsk": true,
"useDelinqIntRateTillNextTranche": true,
"useEirForDiscounting": true
},
"secondaryCreditProductId": 0,
"selectedPhotosLinksWithLike": "string",
"selectedPhotosLinksWithMarkedPersons": "string",
"shopAddressId": 0,
"signingDate": "2024-11-20",
"siteName": "string",
"socialNetwork": "string",
"subrent": true,
"subsidyAmount": 0,
"tenderDelayedAppNo": "string",
"tenderName": "string",
"tenderNo": "string",
"tenderNoticeNo": "string",
"tenderPlatformCode": "string",
"type": "LoanApplication",
"userIDinSocialNetwork": "string"
}
Created
Unauthorized
Forbidden
Not Found